Do You Know What a Good Question Is?

Every now and then, I find myself in a classic setting: a friend’s living room during a weekend get-together, half cups of chai lying around, and someone—usually the most enthusiastic person in the group—saying:

“I have a startup idea… I think this can turn into something big.”

Before the excitement even warms up, someone else leans back casually and says:

“Sounds good… but others are already doing this.”

And the idea quietly dies.
Not because it lacked potential, but because someone asked the wrong question.

“Is someone already doing this?” is a creativity-killer.

Human beings have existed for thousands of years. Whatever you think today—whether it’s a business idea, a poem, or an investment product—someone somewhere has thought of some version of it earlier.

Even mythology had more advanced imagination than we do.
Pushpak Viman moved at the speed of thought.
Weapons described in ancient texts were unbelievably sophisticated.

Meanwhile, we debate which OTT subscription to keep, but hardly pause to ask how to fund the next 30 years of our life.

If your filter is “Has someone done this already?”
you’ll never start anything meaningful.

The right question is deeper and far more powerful:

“What can I do differently?”

This shift is transformative.

A good idea doesn’t win because it’s original.
It wins because it’s useful, different, simpler, kinder, or more thoughtful.

As Steve Jobs famously said:

“Creativity is just connecting things.”

Even in investing, it’s the thinking that matters more than the novelty.

And this brings us to something every investor relates with.

Over the years, I’ve heard many familiar investor questions — sometimes from beginners, sometimes from people who’ve been investing for a decade:

These are common questions.
They aren’t wrong… but they don’t actually help you make better decisions.

Because here’s the truth:

All funds carry some risk.
There will always be a “new” fund.
And markets are always doing something — rising, falling, sleeping, dancing.

The better questions — the ones that genuinely improve your financial future — are completely different:

People ask me all the time:
“How much money do I need for retirement?”

But the better question is:
“How do I make my retirement money last through my life?”

This shift moves you from numbers…
to strategy, clarity, and long-term thinking.

As Tony Robbins said:

“If you ask better questions, you get better answers.”

Better questions lead to better planning.
Better planning leads to better outcomes.

Let’s upgrade a few more everyday questions:

❌ “Is this the right time to invest?”
✔️ “Am I investing regularly enough to benefit from compounding?”

❌ “Should I add another fund?”
✔️ “Is my current portfolio already diversified and balanced?”

❌ “Is this investment risky?”
✔️ “Do I understand this risk, and is it right for my goals?”

❌ “How much corpus do I need?”
✔️ “How do I manage my money so it outlives me?”

Better questions don’t give you quick thrills.
They give you better lives.

Originality is overrated.
Consistency is underrated.
And clarity is priceless.

Your goals, responsibilities, family life, dreams — they are unique.
So your financial decisions must be shaped by your questions, not the market’s noise.

When you ask better questions, you build a better financial future.

Ideas don’t die because they’re bad.
They die because someone asks the wrong question.

Money doesn’t grow because you chase trends.
It grows because you ask meaningful, timeless questions.

The next time you feel tempted to ask,
“Is there something new in the market?”
pause and ask:
“Is my financial life moving in the direction I want?”

And the next time markets feel confusing, ask:
“What decision today will my future self thank me for?”

That’s where confidence begins.

🤝 If you’d like help asking the right questions about your investments or retirement, you can book a quick call → https://WealthWisher.in/book-a-call
🕒 A thoughtful question today can change decades of your financial life.