The Will to Find Out: How Curiosity Fuels Wealth and Success

Bertrand Russell once said in Skeptical Essays, “What is wanted is not the will to believe, but the will to find out, which is the exact opposite.” This simple yet profound statement captures the fundamental mindset required not just for philosophical inquiry, but for building lasting wealth and achieving success in life.

As a financial advisor, I often encounter clients who remain averse to equity markets, regardless of how much data or long-term performance records I present. Even when I share the NAV history of a mutual fund scheme spanning over 20 years, their reluctance remains unwavering. It’s not the lack of evidence that holds them back—it’s the absence of the will to find out.

In the realm of personal finance, curiosity is an invaluable asset. It is the driving force behind understanding complex concepts like compounding, risk management, and long-term wealth creation. Yet, many investors remain stuck in a comfort zone—clinging to fixed deposits or traditional savings plans because they feel safe and familiar. This aversion to equity is often rooted in fear—fear of volatility, loss, and the unknown. But at its core, it is a resistance to learning something new.

When curiosity is absent, the mind defaults to preconceived beliefs and emotional reactions. Wealth-building, however, demands the opposite: the courage to question assumptions and seek knowledge. The will to find out is what separates those who achieve financial independence from those who remain trapped in financial mediocrity.

Great investors are not just risk-takers—they are learners. They understand that curiosity, not blind belief or stubborn resistance, is the key to making informed decisions. They scrutinize data, read, and analyze before committing their money. History is filled with stories of people who took the time to understand market dynamics, embraced calculated risks, and reaped remarkable rewards.

Think about legendary investors like Warren Buffett. His decisions are not based on gut feelings or unexamined beliefs but on careful study and critical thinking. This mindset isn’t exclusive to financial wizards; it’s accessible to anyone willing to cultivate curiosity.

Financial skepticism is not inherently harmful. In fact, a healthy dose of doubt can protect you from scams and poorly thought-out schemes. But skepticism without investigation becomes a barrier to growth. To truly thrive, one must be willing to challenge biases, dig deeper, and develop a nuanced understanding of financial instruments.

A practical way to start is by committing to small learning goals—like reading one book on personal finance every month or dedicating time to review your investment portfolio regularly. With time, curiosity becomes a habit—a tool that empowers you to make confident, informed decisions.

In the end, the future belongs to the curious—those who are willing to challenge their beliefs, seek new insights, and remain open to growth. Financial independence is not reserved for the daring few but for those who possess the will to find out. Instead of simply hoping for a secure future, take the first step by embracing curiosity today. Ask questions, seek knowledge, and transform your financial life through the power of inquiry.